The first money you earned. Write what you did with it.
What do you do with your allowance? Write it.
Everyone gets the same subject. What differs is the follow-up: one question for children, two for teens, three for adults. Only the children's wording is simplified.
Delete every line anyone could have written. What is left is yours.
Pick one. A single idea taken all the way beats ten touched lightly.
Cut every “well, but”. The sentence stands up straight without them.
'Three years' always beats 'a long time'.
Lose them in line one and the rest never happens.
The same ending three times in a row puts readers to sleep.